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Insurance Agency CRM

A renewal date missed at an agency does not stay limited to a single policy; that customer's other policies quietly move to another agency as their own terms come due.

The policy expiry date is a field; the 60-30-15-7 day steps open as tasks tied to that date, and all of a customer's lines sit on a single card.

Insurance Agency CRM
  • Keep the policy expiry date in a field; let policies 60-30-15-7 days from expiry drop into a list, and tie the renewal message to that list with a rule
  • See a customer's existing policies on a single card and report the missing coverages; do not miss the moment to quote, with a task tied to the renewal date
  • Track every quote you give with its stage; tie the follow-up task to the time waiting in that stage
  • Tie a rule so that the customer is notified when a claim file changes stage; keep who was told what and when on the record
  • Connect your single WhatsApp business number to a team inbox and monitor response times under manager oversight
Policy Renewal TrackingThe policy expiry date is a field; the 60-30-15-7 day steps open as tasks tied to that date, and the steps are defined during setup.
Cross-Sell ListsThe lines a customer holds are a field on the customer card; customers with a missing line collect in a list filtered on that field and a quote opportunity is opened.
Quote Pipeline ManagementEvery quote is an opportunity record; time waiting in a stage is calculated from the record dates, and the follow-up task is tied to the stage.
Claim Process TrackingA claim file is a record attached to the policy; as the stage changes the customer is informed, and who was told what and when stays on the record.
Endorsements and Coverage ChangesAn endorsement made on a policy is a change line attached to the policy record; the changed coverage, the effective date and the premium difference sit in fields, and the notice sent to the customer is attached to the same line.

In an agency's portfolio the same customer's name appears at several insurers with different expiry dates. The motor policy ends in March, the home policy in October, the health policy in January; when each is kept on a separate list, the customer shows up not as one person but as three separate records that know nothing about each other.

Rapitek CRM keeps policies separated insurer by insurer but leaves the customer card single. When you go into a conversation, that person's expiry dates, past claim files and missing coverages all sit on the same screen, so cross-selling stops depending on whatever the representative happens to remember that day; customers with a missing line come out as a list from a filter over those same records.

Frequently asked questions

What does a CRM give an insurance agency?
Policy renewal tracking, cross-sell opportunities, quote management and customer communication on one platform. Contact steps tied to the renewal date open as tasks; which step renewed how many policies is reported from your own data.
How do renewal reminders work?
Every policy's expiry date is a field on the record; policies 60, 30, 15, 7 and 1 day from expiry drop into a list based on that field. During setup you tie to a rule which step sends a message through which channel (WhatsApp, SMS or e-mail); the template takes the customer name, the policy type and the new premium from the record, and the send is written onto the same policy.
We work with more than one insurer, is that a problem?
No. It works in a multi-insurer structure. Each insurer's policies are tracked separately but the customer card is single. You see all of a customer's policies on one screen.
Can more than one person use the same WhatsApp number for an insurance agency?
Yes. We connect your own Meta WhatsApp Business account to the CRM; your team replies from a single business number and every message appears in the team inbox. Conversations are assigned according to the rule you define. Managers can monitor conversations and response times. Even if staff change, the message history stays in the CRM. Meta bills you directly - we do not sell message packages or credits.
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